The Quick Cash Club | Terms and Conditions
Warning: Late repayment can cause you serious money problems.
For help go to www.moneyadviceservice.org.uk

Cookies Policy

When we provide services, we want to make them easy, useful and reliable. In order to improve the website we may place small amounts of information on your computer. These are called 'cookies'. A cookie is a small amount of data which often includes a unique identifier that is sent to your computer, tablet or mobile phone (referred to in this policy as a ‘device’) from the website and is stored on your device’s hard drive.

A cookie records on your device information relating to your internet activity (such as whether you have visited the website before). The cookies we use on the website won't collect personally identifiable information about you and we won't disclose information stored in cookies that we place on your device to third parties.

If you don't want us to use cookies when you use the website, you can adjust your internet browser settings not to accept cookies. Your web browser's help function should tell you how to do this. Alternatively, to find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit the website: http://www.allaboutcookies.org. This website will also explain how you can delete cookies which are already stored on your device. In addition, visit www.google.co.uk/goodtoknow/data-on-the-web/cookies for a video about cookies.

The cookies used on the website have been categorised based on the categories found in the ICC UK Cookie guide, as follows:

Category 1: Strictly necessary cookies

These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies services you have asked for, like shopping baskets or e-billing, cannot be provided.

Category 2: Performance cookies

These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

Category 3: Functionality cookies

These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as a live chat session. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

Category 4: Targeting cookies or advertising cookies

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

The list below shows the cookies that we use on the Website, other than those that are strictly necessary to this service.

Cookie Name Purpose
ASP.NET __utma This tracks the first and last visit and the number of times you visit our site. Each unique browser that visits a page on the site is provided with a unique ID so subsequent visits to the website via the same browser are recorded as belonging to the same visitor.
__utmb A timestamp of the exact moment in time when you enter our site is used by Google to establish a session. If either of this or the __utmc cookie is absent, further activity by the user initiates the start of a new session.
__utmc A timestamp of the exact moment in time when you leave the site - having waited 30 minutes for another page view to happen, and if it doesn’t, it expires. If either of this or the __utmb cookie is absent, further activity by the user initiates the start of a new session.
__utmz This keeps track of where you came from, what search engine was used, what link was clicked on, what keywords used, and where in the world the site was accessed from. It is used to determine visitor navigation within the site and gets updated with each subsequent page view to the site. The type of referral information of the visitor stored includes the referring site via a search engine result, a direct link, or an ad that links to the page.

6.6. We use remarketing with Facebook to advertise online and display content specific advertisements to you.

6.7. You may opt-out of Google’s use of cookies by visiting Google’s Ad settings at http://www.google.com/settings/ads or opt-out of third-party vendor’s use of cookies by visiting http://www.networkadvertising.org/choices/.

6.8. If you have any queries about these, or would like more information, please contact our Data Protection Manager.

FAQs

  • How quickly can I get the money?
  • What is the criteria to be an applicant?
  • I have a bad credit rating, will you be able to accept me?
  • How do your repayments work?
  • Will I get credit checked? / Will you credit check my guarantor?
  • Will you charge me a fee to apply?

If you can apply, provide a suitable guarantor and complete the application before 16:00 on any working day, we will payout your loan the same day.

If you apply late on a Friday or at the weekend your caseworker will be in touch on Monday to arrange your payout.

If you apply on Bank Holiday then we will be in touch the next working day. We are unable to guarantee an exact timescale as it depends on your bank and the type of payment used.

• Age 18 or older
• UK resident
• Not bankrupt or on an IVA
• Have a valid debit card



As long as you're not bankrupt, restricted from borrowing and have a valid debit card, we will be able to give you a loan (subject to affordability checks). All you need to do is supply us with a guarantor that matches our acceptance criteria.


You choose the repayment date monthly, and on that date we’ll attempt to collect the repayment from your debit card using continuous payment authority. If your payment fails on the day that it’s due, we’ll notify you of this. We’ll attempt one more time to collect the payment from your debit card the following day and if this fails we will attempt to collect the payment from the Guarantor. If the payment fails from the Guarantor we will try one more time to collect the payment. After this point we will not attempt any further payments without specific instructions from you or your Guarantor.


We credit check all applicants to make sure they are not currently declared bankrupt or restricted from borrowing and guarantors are credit checked to make sure they meet our criteria.



We are a lender, not a broker, so we never charge a fee to provide you with a loan.

The only payments we will ever take will be your monthly payments.    

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