The Quick Cash Club | Terms and Conditions
Warning: Late repayment can cause you serious money problems.
For help go to www.moneyadviceservice.org.uk

Terms and Conditions

The use of our Website is subject to the terms and conditions set out below. Please take a moment to read these terms and conditions carefully. By using or accessing any of our Website, you agree to be bound by the following terms and conditions.

Copyright
The copyright and material on this website is owned by Chandler Hart Ltd and is protected by the copyright laws of the United Kingdom. The material on this website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, store or reproduce any such information in any manner, including but not limited to electronic reproduction, without the prior written consent of Chandler Hart Ltd. Any unauthorised downloading, retransmission, or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Chandler Hart Ltd disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.

Liability
Chandler Hart Ltd shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use.

Any exclusions or limitations or restrictions of liability contained in these terms and conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Chandler Hart Ltd to any person which it has under the Financial Services and Markets Act 2000 or its amendments.

Warranties
The information, materials and functions contained in this website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses. Chandler Hart Ltd excludes any liability for any errors in or omissions from information, materials and functions included in this website or any third party Websites linked to or from this website.

Jurisdiction
This website is intended to be accessed only by persons located in the UK and Chandler Hart Ltd makes no representation that any information, materials or functions included in this website are appropriate for use in any other jurisdiction. However, if you are unsure whether the products and services referred to on this website are available to you, please write to us at: Chandler Hart Ltd, Suite 9, Pine Court, 36 Gervis Road, Bournemouth, Dorset, BH1 3DH.

Personal Data & Privacy Policy
As the Internet is not a secure medium of communication, Chandler Hart Ltd cannot guarantee the security of any information you input on this website or send to us on the Internet. Chandler Hart Ltd is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information. To minimise the possible risks associated with the provision of personal data, every on-line application on this website is encrypted using 256-bit encryption - the latest and most powerful encryption technology available. This ensures information is virtually impossible for anyone else to read unless they have the 'key' or password. A secure communications link, called a Secure Socket Layer (SSL), encrypts all the information passed between your browser and Chandler Hart Ltd online applications. By agreeing to these terms and conditions we may contact you about services or products offered by us or other companies in our group or approved by us which we believe you may be interested in, or to carry out market research about our services or products or those of third parties. We may also pass information to other companies approved by us so that they may contact you about services or products which they believe you may be interested in. Contact for these purposes may be by post, email, SMS or by other means as we may agree with you from time to time. This will override any registrations you may have with any preference services. If you do not wish to receive on-going contact from us please send a request in writing to: Chandler Hart Ltd, Suite 9, Pine Court, 36 Gervis Road, Bournemouth, Dorset, BH1 3DH.

Web Links
The provision of Chandler Hart Ltd of a link to another Website does not constitute any authorisation by Chandler Hart Ltd to the user to access material held at that location, nor is it evidence of any endorsement by Chandler Hart Ltd of the material held there. Chandler Hart Ltd accepts no responsibility or liability for the privacy of your personal information on such Websites, as these are beyond our control Chandler Hart Ltd will accept no responsibility or liability in respect of any materials on any Website which is not under its control.

Website Problems
This website has been extensively tested and should work properly at all times. However, if you experience a problem at any time, please return to the homepage and try again. If the problem persists you can contact us by following the link on the 'Contact Us' page.

Enforceability
In the event any provision of these terms and conditions of use and access to this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

Information
Information provided in this website is believed to be reliable when posted. However, Chandler Hart Ltd cannot guarantee that information will be accurate, complete and current at all times. All information on this website is subject to modification from time to time without notice.

Governing Laws
The terms and conditions of use of this website shall be governed by and construed in accordance with the laws of England and Wales.

FAQs

  • How quickly can I get the money?
  • What is the criteria to be an applicant?
  • I have a bad credit rating, will you be able to accept me?
  • How do your repayments work?
  • Will I get credit checked? / Will you credit check my guarantor?
  • Will you charge me a fee to apply?

If you can apply, provide a suitable guarantor and complete the application before 16:00 on any working day, we will payout your loan the same day.

If you apply late on a Friday or at the weekend your caseworker will be in touch on Monday to arrange your payout.

If you apply on Bank Holiday then we will be in touch the next working day. We are unable to guarantee an exact timescale as it depends on your bank and the type of payment used.

• Age 18 or older
• UK resident
• Not bankrupt or on an IVA
• Have a valid debit card



As long as you're not bankrupt, restricted from borrowing and have a valid debit card, we will be able to give you a loan (subject to affordability checks). All you need to do is supply us with a guarantor that matches our acceptance criteria.


You choose the repayment date monthly, and on that date we’ll attempt to collect the repayment from your debit card using continuous payment authority. If your payment fails on the day that it’s due, we’ll notify you of this. We’ll attempt one more time to collect the payment from your debit card the following day and if this fails we will attempt to collect the payment from the Guarantor. If the payment fails from the Guarantor we will try one more time to collect the payment. After this point we will not attempt any further payments without specific instructions from you or your Guarantor.


We credit check all applicants to make sure they are not currently declared bankrupt or restricted from borrowing and guarantors are credit checked to make sure they meet our criteria.



We are a lender, not a broker, so we never charge a fee to provide you with a loan.

The only payments we will ever take will be your monthly payments.    

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